Helping Aussie Nurses Secure Fair Home Loan Deals
Get Up To $80,000 In Savings On Your Next Home Loan.*
Apply For a Free Home Loan Consult And Start Owning Your Dream Home.
Many banks misread nursing income, but at Intelligent Financial Solutions we help nurses present their earnings clearly so lenders see their stability and approve fair, competitive rates faster.
Borrow up to 90% without paying LMI*
Access exclusive nurse-only rate discounts*
Choose from 60+ lenders with one simple consultation
Step-by-step guidance, from application to settlement
Guiding Australians Into Home Ownership With Care
We have helped thousands of Australians achieve their dream of home ownership through smart, personalised lending solutions. With access to over 75 partnered lenders, including major banks and specialist providers, we deliver expert guidance, genuine care, and practical results that make a real difference for individuals, couples, and families across the country.
Muppidi Sahaja Reddy
Had great experience working with Sandy! Being first home buyer, I didn’t have much time before the settlement and didn’t have the pre approval. Sandy gave the confidence and got everything ready in time. Settlement successfully happened today, very happy. 100% recommend, you don’t need to have any doubt, you’ll get the best service you’re looking for.
Veronika Podušková
I had a great experience working with Sandy! Super friendly, efficient, and always available to answer any questions. From what seemed almost impossible, with so many obstacles along the way, Sandy helped turn it into a reality- successful purchase! If you're looking for a reliable broker, Sandy is the one to contact!
Rebecca Humphries
Sandy was absolutely fantastic to work with. Super friendly, easy to talk to, and really took the time to walk me through everything, no question ever felt like a dumb one. He was patient, explained things clearly, and always made sure I understood my options. I really appreciated how he tailored his recommendations to what actually mattered to me, and gave me multiple options when I couldn’t decide. Great communication, always easy to reach, and just genuinely helpful from start to finish. Highly recommend!
James McCallum
I am extremely satisfied with the work Sandy and his team do. After a very stressful process dealing with lots of other brokers and not being able to borrow enough, Sandy not only made the process very simple but was able to increase my borrowing power significantly compared to other brokers. Their services are unmatched, you won’t be disappointed!
Why Nurses Choose Intelligent Financial Solutions
We understand shift work, overtime, and contract income
Borrow up to 90% with waived LMI options*
Access exclusive rate discounts for nurses*
Access up to 75+ partnered lender options
Honest advice with no sales pressure
Full support from application to settlement
Our service is free because lenders pay us
We specialise in healthcare professionals
Here’s How We Make the Process Simple
STEP 1
Fill out our free consultation form
Our free consultation form captures just the key info. No paperwork, no documents needed upfront.
STEP 2
We access up to 75+ partnered lender options
Our experts search lenders options to match you with the best rates and deals.
STEP 3
Jump on a quick call with our team
We’ll explain your options, answer your questions, and help you choose what suits you.
STEP 4
Choose your deal, and we do the rest
We’ll take care of the paperwork, liaise with the lender, and keep you updated at every step.
Common Questions From Nurses
Can I qualify if I work casually?
Yes. Many lenders accept casual or contract income if your work is consistent.
Do nurses automatically get LMI waived?
Not automatically, but many lenders offer waived LMI up to 90% for eligible nurses.*
How much does your service cost?
Our service is completely free. We are paid by the lender, not you.
Can I use government schemes as well?
Yes. We help you check your eligibility for grants and first home buyer programs.
Copyright © 2025 – Intelligent Financial Solutions
Intelligent Financial Solutions Pty Ltd | ABN 37 126 553 900 | Australian Credit Licence Number 390222
*The estimated savings of up to $80,000 are based on avoiding Lenders Mortgage Insurance (LMI) on a loan amount of $800,000 at 90% LVR and accessing a lower interest rate typically reserved for eligible Allied Health professionals. This includes an estimated $20,000–$25,000 LMI saving and potential interest savings over the life of a 30-year loan. Actual savings will vary depending on your individual circumstances, lender policies, loan size, interest rate, and eligibility. This information is general in nature and does not constitute personal financial advice. Credit assistance is provided under the relevant Australian Credit License.